NIMU'S COMPOUND INTEREST CALCULATOR

def calculate_emi(principal, annual_rate, years): Compound Interest Calculator

Compound Interest Calculator

    monthly_rate = annual_rate / (12 * 100) # annual to monthly interest
    months = years * 12
    if monthly_rate == 0:
        emi = principal / months
    else:
        emi = principal * monthly_rate * ((1 + monthly_rate) ** months) / ((1 + monthly_rate) ** months - 1)
    return emi

def car_loan_calculator():
    print("🔢 Car Loan EMI Calculator\n")

    # Input
    try:
        principal = float(input("Enter loan amount (₹): "))
        annual_rate = float(input("Enter annual interest rate (%): "))
        years = int(input("Enter loan tenure (in years): "))
    except ValueError:
        print("❌ Invalid input! Please enter numeric values.")
        return

    # Calculations
    emi = calculate_emi(principal, annual_rate, years)
    total_payment = emi * years * 12
    total_interest = total_payment - principal

    # Output
    print("\n📊 Loan Details:")
    print(f"Monthly EMI: ₹{emi:.2f}")
    print(f"Total Interest: ₹{total_interest:.2f}")
    print(f"Total Payment (Principal + Interest): ₹{total_payment:.2f}")

# Run the calculator
car_loan_calculator()

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